Top Personal Finance Software | Free or Paid? | Best for |
Personal Capital Wealth & Money Software (* Top Ranked) | Free | Individuals, Average Consumers, Families, Investors |
Mint | Free | Individuals |
Quicken | Paid | Individuals and Investors |
QuickBooks | Paid | Businesses |
Wave | Free | Businesses |
Personal Capital (PC) vs. Mint (M) | PC | M |
All-in-one financial app | Yes | Yes |
Does the company show ads on your dashboard? | No | Yes |
Cleaner (less crowded) interface | Yes | No |
Wealth management and investing interfaces | Yes | No |
Sets alerts and thresholds – get notified | Yes | Yes |
Easy to use and personalize | Yes | Yes |
Conduct benchmark portfolio allocation | Yes | Yes |
Easily see your net worth (real time) | Yes | No |
Access to a financial planner | Yes | No |
401(k) and portfolio allocation | Yes | No |
Advanced budgeting capabilities | Yes | Yes |
Additional security (device authentication) | Yes | No |
Secured funds (can’t move money in, out) | Yes | Yes |
See all of your bills in one place | Yes | Yes |
Plan for retirement | Yes | No |
Wide range of colorful graphs and charts | Yes | Yes |
Tracks business and/or tax-related items | Yes | Yes |
Asset allocation | Yes | No |